jl90 Casino Privacy Policy

01 Introduction

This Privacy Policy ("Policy") describes how jl90 Casino ("jl90", "we", "us", "our") collects, uses, stores, discloses, and otherwise processes personal data relating to individuals ("you", "your", "user") who access or use the jl90 online gaming platform available at jl90.net.

jl90 is committed to safeguarding the privacy and security of your personal information in accordance with Republic Act No. 10173, otherwise known as the Data Privacy Act of 2012 (DPA), its Implementing Rules and Regulations, and the issuances of the National Privacy Commission (NPC) of the Philippines.

By registering for an account, accessing, or continuing to use the jl90 platform, you acknowledge that you have read and understood this Policy and consent to the collection and processing of your personal data as described herein. If you do not agree with any part of this Policy, you must discontinue use of the jl90 platform immediately.

02 Data Controller

For the purposes of the Data Privacy Act of 2012 and this Policy, jl90 Casino acts as the Personal Information Controller (PIC) in respect of the personal data it collects and processes in connection with the operation of the jl90 platform.

As Personal Information Controller, jl90 determines the purposes and means of processing your personal data and is responsible for ensuring that such processing is carried out lawfully, fairly, and transparently in accordance with applicable Philippine data protection law.

Where jl90 engages third-party service providers to process personal data on its behalf — such as payment processors, identity verification providers, and analytics platforms — those parties act as Personal Information Processors (PIPs) and are bound by data processing agreements that require them to process your data only on jl90's documented instructions and in compliance with applicable law.

03 Data We Collect

jl90 collects the following categories of personal data in connection with the operation of the platform and the provision of services to registered users:

jl90 does not intentionally collect sensitive personal information as defined under the DPA (such as health data, religious beliefs, or political affiliations) unless specifically required by law or regulatory obligation, in which case you will be separately notified and your explicit consent obtained.

04 How We Collect Data

jl90 collects personal data through the following means:

• Direct interactions: Data you provide when registering for a jl90 account, completing KYC verification, making deposits or withdrawals, contacting customer support, or participating in promotions.
• Automated technologies: Technical and usage data collected automatically when you access the jl90 platform, including through cookies, web beacons, server logs, and similar tracking technologies.
• Third-party sources: Identity and fraud-screening data received from licensed KYC verification providers, payment processors (such as GCash, PayMaya, BPI, BDO, and Metrobank), and fraud prevention services, where permitted by applicable law.
• Publicly available sources: In limited circumstances, jl90 may verify information against publicly available records, including government databases, where required for regulatory compliance.

05 Purposes of Processing

jl90 processes your personal data for the following purposes:

• Account registration and management: To create, maintain, and administer your jl90 account, including verifying your identity and eligibility to use the platform.
• Service delivery: To provide access to jl90 games, process wagers, credit winnings, and deliver the core functionality of the platform.
• Financial transactions: To process deposits and withdrawals via GCash, PayMaya, BPI, BDO, Metrobank, and other supported payment methods, and to maintain accurate financial records.
• KYC and regulatory compliance: To verify your identity, age (21+), and source of funds in compliance with PAGCOR requirements and Philippine anti-money laundering regulations.
• Fraud prevention and security: To detect, investigate, and prevent fraudulent activity, unauthorized account access, money laundering, and other illegal conduct on the jl90 platform.
• Customer support: To respond to your inquiries, resolve disputes, and provide technical assistance.
• Responsible gaming: To monitor gameplay patterns, identify potential problem gambling behavior, and administer responsible gaming tools such as deposit limits and self-exclusion.
• Marketing communications: To send you promotional offers, bonus notifications, and platform updates where you have provided consent or where permitted by applicable law. You may opt out at any time.
• Platform improvement: To analyze usage patterns, conduct internal research, and improve the functionality, performance, and user experience of the jl90 platform.
• Legal obligations: To comply with applicable Philippine laws, regulatory requirements, court orders, and lawful requests from government authorities including PAGCOR and the Anti-Money Laundering Council (AMLC).

06 Legal Basis for Processing

Under the Data Privacy Act of 2012, jl90 relies on the following legal bases for processing your personal data:

• Contractual necessity: Processing required to perform the contract between you and jl90 — including account registration, game access, and financial transactions — is carried out on the basis that it is necessary for the performance of that contract.
• Legal obligation: Processing required to comply with jl90's obligations under Philippine law, including KYC verification, anti-money laundering reporting, and PAGCOR regulatory requirements.
• Legitimate interests: Processing carried out for fraud prevention, platform security, responsible gaming monitoring, and internal analytics, where such interests are not overridden by your data protection rights.
• Consent: Processing for direct marketing communications and non-essential cookies, where your prior consent has been obtained. You may withdraw consent at any time without affecting the lawfulness of processing carried out prior to withdrawal.

07 Data Sharing & Disclosure

jl90 does not sell, rent, or trade your personal data to third parties for their own marketing purposes. We may share your personal data with the following categories of recipients, strictly on a need-to-know basis and subject to appropriate data protection safeguards:

• Payment service providers: GCash, PayMaya, BPI, BDO, Metrobank, and other licensed payment processors, solely to facilitate deposits and withdrawals on your jl90 account.
• Identity verification providers: Licensed KYC and age verification service providers engaged to verify your identity and eligibility in compliance with PAGCOR requirements.
• Fraud prevention and security services: Third-party providers engaged to detect and prevent fraudulent activity, unauthorized access, and money laundering on the jl90 platform.
• Game content providers: Licensed third-party game studios and live dealer operators whose games are available on jl90, to the extent necessary for game delivery and dispute resolution.
• Regulatory and law enforcement authorities: PAGCOR, the Anti-Money Laundering Council (AMLC), the National Privacy Commission (NPC), and other competent Philippine government authorities, where disclosure is required by law, court order, or regulatory directive.
• Professional advisers: Legal counsel, auditors, and compliance consultants engaged by jl90, subject to professional confidentiality obligations.

All third-party processors engaged by jl90 are required to enter into data processing agreements that bind them to process your personal data only on jl90's documented instructions, implement appropriate technical and organizational security measures, and comply with applicable Philippine data protection law.

08 Data Retention

jl90 retains your personal data only for as long as necessary to fulfill the purposes for which it was collected, or as required by applicable Philippine law and regulatory obligations. The following general retention periods apply:

• Account and identity data: Retained for the duration of your active jl90 account and for a minimum of five (5) years following account closure, in compliance with PAGCOR record-keeping requirements and anti-money laundering regulations.
• Financial transaction records: Retained for a minimum of five (5) years from the date of each transaction, as required by the Anti-Money Laundering Act and PAGCOR regulations.
• Customer support communications: Retained for two (2) years from the date of the last interaction, unless a longer period is required for dispute resolution or legal proceedings.
• Technical and usage data: Retained for thirteen (13) months from the date of collection for analytics purposes, after which it is aggregated or deleted.
• Marketing consent records: Retained for the duration of your consent and for one (1) year following withdrawal of consent, as evidence of the consent given.

Upon expiry of the applicable retention period, jl90 will securely delete or anonymize your personal data in accordance with its data disposal procedures, unless retention is required by a specific legal obligation or ongoing legal proceedings.

09 Security Measures

jl90 implements a comprehensive set of technical and organizational security measures designed to protect your personal data against unauthorized access, accidental loss, destruction, alteration, or disclosure. These measures include:

• 256-bit SSL/TLS encryption for all data transmitted between your device and the jl90 platform.
• Encryption at rest for sensitive personal and financial data stored on jl90 servers.
• Access controls limiting access to personal data to authorized jl90 personnel on a strict need-to-know basis, enforced through role-based access management.
• Multi-factor authentication for internal systems and administrative access to data processing environments.
• Regular security audits and penetration testing conducted by independent third-party security specialists.
• Intrusion detection and prevention systems monitoring the jl90 platform infrastructure on a continuous basis.
• Staff training on data protection obligations and security best practices, conducted on a regular basis for all personnel with access to personal data.

While jl90 takes all reasonable steps to protect your personal data, no method of electronic transmission or storage is completely secure. In the event of a personal data breach that is likely to result in a risk to your rights and freedoms, jl90 will notify the National Privacy Commission and affected users in accordance with the requirements of the Data Privacy Act of 2012.

10 Cookies Policy

The jl90 platform uses cookies and similar tracking technologies to ensure the proper functioning of the website, enhance your user experience, and collect analytics data. The following categories of cookies are used:

• Strictly necessary cookies: Essential for the operation of the jl90 platform, including session management, authentication, and security functions. These cookies cannot be disabled without affecting core platform functionality.
• Functional cookies: Used to remember your preferences, such as language settings and display options, to provide a more personalized experience on jl90.
• Analytics cookies: Used to collect aggregated, anonymized data about how users interact with the jl90 platform, enabling us to identify areas for improvement and optimize performance.

jl90 does not use third-party advertising cookies or cross-site behavioral tracking technologies. You may manage your cookie preferences through your browser settings. Please note that disabling strictly necessary cookies may impair your ability to use certain features of the jl90 platform.

11 Your Data Subject Rights

Under the Data Privacy Act of 2012, you have the following rights in relation to your personal data held by jl90:

• Right to be informed: The right to be notified of the purposes for which your personal data is being collected and processed, as set out in this Policy.
• Right of access: The right to request a copy of the personal data jl90 holds about you, together with information about how it is being processed.
• Right to rectification: The right to request correction of any inaccurate or incomplete personal data jl90 holds about you.
• Right to erasure: The right to request deletion of your personal data where it is no longer necessary for the purposes for which it was collected, subject to jl90's legal retention obligations.
• Right to object: The right to object to the processing of your personal data for direct marketing purposes or where processing is based on jl90's legitimate interests.
• Right to data portability: The right to receive a copy of your personal data in a structured, commonly used, and machine-readable format, where technically feasible.
• Right to lodge a complaint: The right to lodge a complaint with the National Privacy Commission of the Philippines if you believe jl90 has processed your personal data in violation of the Data Privacy Act of 2012.

To exercise any of the above rights, please contact jl90's Data Protection Officer using the contact details provided in Section 14 of this Policy. jl90 will respond to all verified data subject requests within fifteen (15) business days of receipt, in accordance with NPC guidelines.

12 Minors and Age Restriction

The jl90 platform is strictly intended for users who are 21 years of age or older, in compliance with Philippine gaming regulations. jl90 does not knowingly collect personal data from individuals under the age of 21.

If jl90 becomes aware that personal data has been collected from a user who is under 21 years of age, we will take immediate steps to delete that data and close the associated account. Any deposits made by an underage user will be returned, and any winnings will be forfeited.

Parents and guardians who believe that their child may have registered on the jl90 platform are encouraged to contact our support team immediately so that appropriate action can be taken without delay.

13 Changes to This Policy

jl90 reserves the right to update or amend this Privacy Policy at any time to reflect changes in our data processing practices, applicable law, or regulatory requirements. The date of the most recent revision is displayed at the top of this page.

When material changes are made to this Policy, jl90 will notify registered users by email to the address associated with their account and/or by displaying a prominent notice on the jl90 platform prior to the changes taking effect. Your continued use of the jl90 platform following notification of any changes constitutes your acceptance of the revised Policy.

We recommend bookmarking this page and reviewing it periodically to stay informed about how jl90 protects your personal data.

14 Contact & Data Protection Officer

jl90 has appointed a Data Protection Officer (DPO) responsible for overseeing compliance with the Data Privacy Act of 2012 and this Privacy Policy. If you have any questions, concerns, or requests relating to your personal data or this Policy, please contact us through the following channels:

• Data Protection Officer: [email protected]
• General Support: [email protected]
• Live Chat: Available 24/7 directly within the jl90 platform — average first response under two minutes.

If you are not satisfied with jl90's response to your privacy concern, you have the right to escalate your complaint to the National Privacy Commission of the Philippines at privacy.gov.ph.